Well now that just about everybody has access to the Internet it would behoove you to use it to research your choice of cars or trucks and save some money. Not only will you save some money on your immediate purchase price, but most importantly it will help you to rule out cars and vehicles that are known to be lemons and expensive to repair. A great place to look up this information is Edmund's.com. I highly recommend the website as it will give you information on both new cars and used cars. It will tell you how well they run repair records, costs, etc.
Not only will Edmonds tell you or give you an idea of what you're looking into a reliable vehicle or not, but they will also give you the groundwork for what you should really pay for the vehicle. They will give you a hint as to what its true worth is. Never pay more than this. Almost every car dealer will try and say their vehicle is below the Kelly blue book value. This is nonsense because the Kelly blue book value is something that no one pays attention to its like a retail value that is non existant. The only people that pay the Kelly blue book price are the ones that want to pay a huge commission to their local car dealership and love to throw money away.
Basically, just like with everything other major purchase, you need to do your home work. Test drive several cars or trucks do the research, and then after you find several models that are at a reasonable price and have great repair histories and good recommendations on websites like Edmunds.com, then take the car to your own mechanic and have them do what's called a used car check over. For $50-$75 this check over will highlight any major issues that would make it so that the car would not be worth your time or effort to buy.
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No one wants to buy someone else's problem or problems and this is especially true with a used car purchase. Using an independent mechanic is essential in buying a used vehicle. In my experiences in the used car industry you wouldn't believe how many times I have seen car dealers and car salesmen lie and jury rig a car just to make a sale. It's sad but very true and you can see it every day just by researching it on the Internet. It's just like foreclosure fraud. Everyday, every minute someone's being ripped off with a bag used car. Don't let it be you.
Do not let the car dealer or owner take the car to their own mechanic to be checked out. You must use your own mechanic. This is because the car dealers mechanic or the vehicle owner's mechanic will be partial to them and not to you. An independent mechanic that you hire and pay for will work solely for you and will tell you the complete truth of the vehicle you are looking at. Some mechanics will work with you and give you a discount when you're looking for a used car because you may end up looking or having them check out more than one car or truck.
Another step that is a requirement and is very important is to use an online vehicle identification number check. This is usually referred to as a Carfax or other similar VIN check. This will check the registration of the vehicle through all the states and determine if it was every used as a rental vehicle, fleet vehicle, have been involved in a collision or wreck, had any odometer or mileage discrepancies or problems, etc.
it will also tell you the vehicle's been involved in a flood. These are all important items and any title brands like salvage, flood, and especially junk (yes, in many states junk is a valid title brand) should definitely catch your eye.
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Regardless of your mechanical aptitude avoid all flood cars like the plague. The reason for this is that you do not and cannot determine the full extent of flood damage. The reason for this is simple, the internal components of the car like the electrical wiring and the computer brain are not made to be subjected to water. Even though the car may have been fully dried out and is in great shape a flood vehicle is an accident waiting to happen. These are the vehicles were all of a sudden out of nowhere with no warning the brakes don't work, the lights stopped working in the middle of night you least expect it, or the brake lights to stop working and you get rear ended. The risks are just too high to even bother with a flood vehicle.
Now once you have determined that the vehicle you're looking at is okay, then you want to make sure that it meets your needs. Specially if you're going using it for business purposes or for a family. It is so easy for someone to get wrapped up in buying a car and be off by a couple of inches or forget about extra room that's needed for the family. I've seen this happen hundreds of times. Before you set out to buy the vehicle make sure that it actually meets your needs.
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The next step is to secure your financing. Go online and pull your own credit report with a credit score. Your credit report is worthless without the credit score because you have no idea what it means. The credit score will tell you exactly where you are. Nowadays a 720 is minimal for good credit and for the best credit terms. If you do not have a 720 that's fine but be prepared to put more money down or more trade equity down. Then go to your bank, your local credit union and even online financing sources and see what offers you can come up with.
Then go to the car dealer and negotiate. Negotiate price and negotiate the financing. Never give away your hand first. Let the dealer or salesperson quote you their price or financing. Then compare this with what you have from your homework that you have already done. Compare the prices to what the Internet thinks is fair. Compare the dealer's financing to your own. If yours is better then show the dealer and make them beat it. If not take their offer - it's that simple.
Now after having taken the above steps you can be sure that you have a very good quality car, it meets your needs, it was not involved in a wreck, flood, etc. and the price and financing are good and acceptable. You can now rest assured that you have gotten a good deal on a good vehicle.
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Article provided by MDWholesale.com headlight cleaner, a website devoted to automotive safety.
