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The single greatest new car buying tip you never knew

By David Maillie

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Now on to the main point of this article and to saving you from huge amounts of frustration and more – here’s the single greatest new car buying tip you never knew – and the best part is its easy as pie and only takes a quick phone call!  Before going into any car dealership you should call the car dealership and ask for the fleet department.  The fleet department is almost always manned by a salaried and non-commissioned employee that could care less what price the vehicles sell for.  Almost every medium to large sized new car dealership (and even some of the small ones – especially Chevrolet, Ford and GMC as trucks are a large part of their business) has a fleet manager.  You tell them what car you want and they will give you a price of usually $300 over invoice.  There is no haggling as this is their job to get corporate clients and small businesses.  Don’t worry if you are not a business as they won’t care and will still sell you the car at that price.  The entire frustration of dealing with pushy and slimy car salespeople and their managers will be avoided. 

 

Now it is important to note that while this takes care of the sales people and sales managers, it still does not eliminate the finance (“lie-nance”) manager.  They will do their best to increase the car dealers profits on every deal, wholesale or not.  So here’s one more great tip that all businesses do and you can to – Write a check for the purchase price (if you don’t have the money on hand which most people don’t this is where it pays to get your own financing prearranged through a local credit union, bank, or online through companies like Eloan whom will shop your loan for the best deal) that you and the fleet manager agree to as the total purchase price (including tax, tags, and other fees usual for your state) and go in to pick up your car or truck with check in hand and no other checks.  This way it makes it even easier to say no to everything that is grossly overpriced in the finance office. 

 



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One final tip, be aware of the payment game.  The car dealer and finance manager know that big prices or large amounts are scary, so they will take them to monthly payments and then they sound much better, and you will then be more likely to buy greatly marked up products.  Like that $2500 warranty is now only $58 per month or that $600 paint protection package is now only $19 per month.  This payment crap actually makes it far worse as now you will be financing these grossly inflated items and products so instead of $2500 for that warranty you will in the end pay $3800 or more – and to think you can get a better warranty with a smaller or no deductible through the internet for only around $900!  Or for that $600 paint protection package which can be obtained through the internet (just look it up on Google) for around $25 will now end up costing around $1000 or more with financing and interest. 

 

So, to sum it all up, call your local car dealership and ask for the fleet department and avoid the slimy sales force whose only goal is to take you for as much money as possible.  Then get your financing in line before you go to the dealership (try Eloan or other online available banks and finance companies) and walk in with check in hand pre filled out.  And above all say no to each and every item offered in the finance office as every single one is a complete rip off at the prices quoted in there.  Also avoid any talk about converting you from total price or cash price into payments (anytime you switch to payments you lose big time and the dealer makes thousands off of you).  I don’t know about you, but I work hard for my money – too hard to just let a car dealer fleece me.  Armed with the advice in this article you now know enough to easily get a great deal any and everytime you or a family member need to purchase a new or used car!  You could  quickly become the go to person for car buying!  Good luck and save thousands!

 





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